PERSONAL FINANCE, WITH A CLEARER VIEW

Your money, clearly.
Your month, planned.

Everyday spending, upcoming bills and expected income. Keep the pieces of your financial life together.

View on the App Store ↗Compare plans ↗

Designed for iPhone, iPad and Mac. Check your App Store listing for device and country availability.

Paymoria home screen in Turkish with synthetic financial records — Example app screen in Turkish · All records are synthetic

No bank password requiredYou enter your own recordsPersonal and shared spaces stay separate

LESS CLUTTER. MORE CLARITY.

A place for each part
of your money life.

From a daily purchase to a longer-term goal.
Your records, brought into a clearer picture.

Income and outgoings.
One view.

Track recorded income, expenses and scheduled payments in the same budget period. Keep cash already held separate from income you still expect.

Cards, debts
and payment plans.

Keep balances, credit limits and due dates together. Currency and contract terms remain explicit; country-specific calculations are available only where supported.

See beyond
the bank balance.

Record cash, investments, property and other assets. Distinguish their recorded value from money available for everyday payments.

PAYMORIA FAMILY

The same life.
A shared plan.

Invite one person to a shared finance space for expenses, accounts, debts and goals. Keep your personal records in your own space.

Explore Family ↗

START WITH SMALL STEPS

Getting organized
shouldn’t become another job.

Add what you have.

Record the accounts, cards and assets you want to track.

Record the day.

Add income and expenses. Categories and frequently used expenses make entry easier.

See what’s ahead.

Review upcoming payments and conditional period-end calculations based on your records.

UNDERSTAND YOUR RECORDS

See the numbers.
Understand their meaning.

Available reports explain the records you provide. AI features require separate sharing permission and are subject to regional availability. When the App Store service region is unsupported or unconfirmed, reports provide neutral information without an AI model or an AI allowance charge.

No personal debt strategy, local tax rate, minimum-payment rule or bank rate is assumed for an unsupported country. This is a planning tool, not a bank or professional adviser.

YOUR CHOICES STAY YOURS

Start with your records.
Reports use the financial information you enter.
Choose whether to share.
Supported AI features send a financial summary through Cloudflare to OpenAI only with permission.
Keep control.
Reports do not execute payments or change your records automatically.

Sharing permission can be withdrawn in Settings.

PAYMORIA, FOR YOUR NEEDS

Know the limits.
Choose the plan that fits.

There is no ongoing free plan. If your Apple account is eligible and the offer is active for your selected plan, you may start a 7-day free trial by confirming in Apple’s purchase sheet. The price and renewal period are shown before confirmation. Unless canceled, the selected plan renews automatically at that price.

PRO

A clearer view.
A more informed plan.

Monthly or yearly

Paid subscription. The current price and renewal period appear in the app and Apple’s confirmation before purchase.

✓ Unlimited personal financial records
✓ Detailed analysis and conditional period-end calculations
✓ Recorded debt and interest information
✓ PDF sharing
✓ 15 new AI replies per month

Renews automatically unless canceled. Features vary by region.

FAMILY

Plan together.
Keep your own space.

Monthly or yearly

Paid subscription. The current price and renewal period appear in the app and Apple’s confirmation before purchase.

✓ All personal Pro features for the owner
✓ A shared space with one invited person
✓ Shared income, expenses, accounts and debts
✓ Shared savings goals
✓ 30 new AI replies per month, shared between two people

Renews automatically unless canceled. Features vary by region.

During the entire free trial, there are 10 new AI reports or coach replies in total. A Family trial shares those same 10 between its two members. Reopening an existing report does not use an allowance. Paid Pro includes 15 new replies per month; paid Family shares 30 per month. Daily and technical limits also apply.

Family means the owner and one invited member; the invited member’s personal Pro access is separate. Prices and offers depend on your Apple account and storefront. See the Terms of Use.

GOOD TO KNOW

Your questions,
answered.

Something else on your mind?

Contact support ↗

Does Paymoria require a subscription?

Does it connect to my bank?

No. Paymoria does not ask for a bank password, import bank transactions automatically or make payments for you. You enter the financial records you want to track.

Will my records be deleted when a subscription expires?

No. Expiry does not delete existing records. A verified subscription is required to use personal finance screens and create or edit records. Restoring purchases, managing subscriptions, reading saved reports and legal documents, and deleting the account remain available.

How many people can use Family?

The owner and one invited person use the shared workspace. The owner has personal Pro access; the invited person’s personal Pro access is separate. iCloud is required for the shared space.

What information reaches an AI service?

Only after sharing permission, a supported feature sends its bounded financial summary through Cloudflare to OpenAI. A neutral unsupported-region report does not call OpenAI, but its summary still reaches Paymoria’s server. See the Privacy Policy for details.

How do I cancel or delete my account?

Manage or cancel the subscription in your Apple account. Delete your account and data from Settings in the app. Deleting the account does not cancel an Apple subscription; cancel that separately with Apple.